Commercial Mortgage - Commercial Mortgage Loans - Commercial Mortgage Lenders - Small Commercial Mortgage - Apartment Loans - Multi-Family Loans

When your business is beginning to outgrow its current premises or you are looking for a property which offers sufficient storage space, a commercial loan can help you to attain the ideal property easily. As commercial lenders who offer lending to every sector, we can help you obtain retail, industrial or storage space, and also can help you obtain a multi-family property such as an apartment block which can generate substantial profits in rent. With our competitive terms, you can purchase property without having to worry about unmanageable premiums.

When your business already owns a property which is not being used because it is dilapidated, you can make use of a sizeable construction loan to transform the premises into a useable space. This can prove more affordable than purchasing a pristine property new, and can help to ensure that none of your existing resources are wasted. We offer construction loans up to $5,000,000, and thus even if you have a major construction to complete such as developing an entire office block we can help you to bring preliminary plans into tangible reality.

We offer a variety of loan programs including both regular and specialty financing solutions. If you are looking for apartment loans, you may be able to obtain a small balance loan which amounts to between $1,000,000 and $5,000,000. Packages within this category include multi-family properties such as apartment blocks, as well as offices and more. Even with Loan repayment factored into your budget, an apartment investment can prove highly profitable as you will receive ongoing income from numerous tenants which will pay off the purchase of the property fairly quickly.

In addition to regular commercial mortgage loans, we also offer DAAP (Distressed Asset Acquisition Program) lending, which enables borrowers to secure finances for obtaining distressed assets such as stalled constructions, from both private and sellers and institutions. DAAP loans cover as much as 90% of the purchase value, and it is necessary for the borrower to have experience and to be able to convince our consultants of a sound strategy for improving the value of the asset in question. This is a natural precaution, as no lender will provide this kind of financing for borrowers who pose a substantial financial risk.

When you take out one of the different types of commercial mortgage loans which we offer, the fact that we are a national mortgage finance provider will not detract from our ability to provide you with quality service. We endeavor to provide superior customer services as well as representation. If you require multiple financing solutions, we offer the versatility of numerous different packages which can help you to require the type and size of property which will be best suited to your unique needs.

Our various commercial mortgage loan solutions have different lower and upper limits on amounts available for borrowing, and this will largely determine which option is best for your needs, along with other specific needs such as repayment terms. A fixed-interest, short term loan solution where repayment is made within a shorter time frame (our ten year option being the longest period available) can provide you the added benefit of fixed interests rates as well as no pre-payment penalties for payments, although this option is only available in a number of markets.

One of the major benefits of obtaining one of our commercial mortgage solutions is that you will have a degree of flexibility in the structure of your mortgage loan. Many borrowers’ needs change during the course of their loan repayments, and lenders who are rigid about adherence to the agreed upon package can prevent you from switching between programs due to mere technicalities. We often help our borrowers to migrate from one loan program to another, with no extra cost. We also offer a wider range of loan programs than many, offering you real choice.

Our lending service has a history spanning two decades, during which time we have had the opportunity to build our infrastructure so that borrowers who make use of our loan offers are able to rely on good service and competitive rates. Commercial mortgage loans can play a deciding factor in whether your business keeps afloat or sinks deeper into debt through insufficient turnover – when you have the financial resources necessary to purchase property in an ideal location, you can experience the boost in business which such a purchase is likely to bring.

If you need mortgage finance yet have a credit status which is not as desirable as it could be, a bridge-hard money loan package could help you to obtain income-producing property regardless. If you have found an apartment building which has the potential to draw a satisfactory income, you are already a few steps closer to being eligible for one of our apartment loans within this program category. Loans in this category can be obtained for amounts upwards of $1,000,000, and thus if it is a relatively expensive block, you still may be able to purchase it, provided that you can prove the financial viability of the purchase.

Running a business can be touch and go. When you have well-appointed commercial property working in your favor, you may be able to reach a wider sector of clients and/or customers and profits may increase greatly as a result. With our varied solutions for commercial mortgage loans, and reasonable mortgage rates and terms, you can find the financing which will help you and your business to find greater financial success.

California Department of Real Estate, Broker, License Number 01204243